Entertain, Educate, Protect.
CREDIT REPAIR CAN BE MISLEADING.
SPLIT® CREDIT RESTORATION IS THE ANSWER
Many Credit Repair companies tell their customers that they can “fix” their credit by disputing their credit history. That only works when there is an error, mistake, or identity theft. When you file a dispute on a credit item you’ve legitimately earned, you have to either work with your creditor or wait the appropriate amount of time for the item to drop off of your credit report. It takes 7 years before late payments are removed automatically by the credit bureaus. It takes 10 years for collections, judgments, and liens to come off your credit.
The credit system can be complicated and has many moving parts. Your specific financial actions and decisions affect your credit and the score that you’re assigned. You may not like it, but paying credit accounts late, letting accounts go to collection, and charging up your credit cards can all have a negative impact on your score. We can help demystify the credit rating system and help you understand exactly what you need to do and why those specific recommended behaviors will result in score improvements.
We meet with you to understand your unique personal financial situation. We formulate a custom plan that is tailored to your credit file and finances. We help you improve your credit by teaching you how to work within the credit system to attain your financial goals. It’s much easier to reach a particular goal when you understand how the system works.
As a backup to our personal meetings and advice, our community provides a forum for discussions, posts, and videos related to a wide range of subjects.
QUALIFY FOR HOME, CREDIT CARD, AND AUTO LOANS!
Reasons Why You Should Choose Split®
Access Credit Specialists that help you understand your score and what you need to change.
- Save money by getting better interest rates on credit cards
- Get better credit card offers with travel and purchase benefits
- Qualify for car loans, credit cards, and home mortgages
Metrics And Trends
Top 5 consequences of Identity Theft via the ITRC Aftermath survey of 176 Identity Theft victims in 2016. Survey respondents were from 40 states and the District of Columbia.